Attention homeowners in Jacksonville and Duval County: Get an Appraisal today!

The top seven reasons why FL homeowners call on Koutnik Appraisals Inc:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a FL divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Duval county or FL

Do you own a house in or near Jacksonville? Do you need help determining the price of your real estate?
Contact Koutnik Appraisals Inc.

At Koutnik Appraisals Inc, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Koutnik Appraisals Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping homeowners just like you delete unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal from Koutnik Appraisals Inc is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Koutnik Appraisals Inc can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? Koutnik Appraisals Inc offers field reviews where we go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Koutnik Appraisals Inc can help with that too. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.